Spread the cost of your online basket!
Payl8r is a simple payment option that enables you to buy the goods and services you require now, and spread the cost over a time period to suit you! time periods, 3 months, 6 months, 9 months and 12 months.
You can repay in full within 30 days at 0.0% interest, or choose an instalment plan to repay on a monthly basis. You can change your instalment plan at any time.
Interest rates from 1% per month - remember, if you pay in full in the first month, your loan is INTEREST FREE!
Representative Example: If you borrow £200 over 12 months at a representative APR of 24% and an annual interest rate of 24% fixed you would pay:
Monthly payment: £20.66. Total amount you repay: £247.92 Total charge for credit: £47.92
How do we assess your affordability?
If you fail a traditional credit check, rather than rejecting your application we may give you the option to submit your affordability instead by supplying an electronic 90 day bank statement.
Apple iPhone | Pay Monthly
Samsung | Pay monthly
Huawei | Pay Monthly
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